Resistance

I'm resistant to changes. Call me 古板, 固执 or suaku....but yeah, I don't use things like Apple Pay, Google Pay, Grab Pay. I don't use e-credit cards. I don't use SimplyGo on my mobile either. 

For the longest time I did not have the Singpass app as well, till I was forced to download it cos of some banking procedures. 

Just don't feel comfortable having so many things on the mobile. Yes, it's convenient but it's ok...I'll live with some of these traditional methods...